kgdlg
I don’t think you can compare auto and health insurance. Because for the people who choose to illegally go without insurance, the rest of us don’t have to pick up the tab for vehicular damage. Unlike health insurance, where those millions without it de facto utilize emergency care and drive up the overall cost for everyone. That is the point of the ACA, that if we bring in millions of the younger and healthier uninsured, it will, on balance be overall less expensive than the craziness we have now. Would you rather 30% increases for the insured year to year, or bring everyone in, and reduce those year to year jumps down to CPI or hopefully something close to it? Obviously the proof is in the pudding and it is too soon to judge about cost reduction. We will need to need a full year of implementation before we will know how it works.