opportunity for the insurance industry

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  • #827728

    Jd seattle
    Participant

    Kbear- driving is not a right.

    #827729

    KBear
    Participant

    Oh really? You wouldn’t know it from all the self-entitled yet underqualified maniacs on the road. But still we pretend to take driving as a serious responsibility. Unlike gun ownership.

    #827730

    JoB
    Participant

    JKB

    i don’t believe what’s in today’s news should drive policy. i believe common sense should drive policy… and common sense is often illuminated by what’s in today’s news.

    historically, if a product is deemed to be a threat to society, it is regulated and owners are required to insure against public risk.

    i don’t think there can be any disagreement that guns are a product that pose a threat to public safety.

    Ergo, they should be regulated and the public should be insured against risk.

    #827731

    JoB
    Participant

    JKB

    i truly wish you hadn’t used the I have a dream vehicle for your post.

    #827732

    JoB
    Participant

    Jd..

    ownership of guns may or may not be a right

    what is certain is that the ownership of guns to allow one to participate in a well regulated militia was deemed a right in a country which had just relied on those militias to gain it’s existence and feared it would have to do so again to defend it’s autonomy.

    but, even if you stretch individual ownership to an inalienable right as many have, that right doesn’t restrict registration, regulation or insurance.

    #827733

    JTB
    Participant

    Skeeter, I think there are some ways to at least start to get a handle on existing guns. (Let’s assume background checks become more widely implemented and cover all but deliberately illegal gun sales.)

    1. Any gun owner who brings a firearm into the proximity of another human being must be able to produce a certificate confirming they passed a firearm safety class within the last seven (or something) years. Failure to comply could result in either hefty fines or confiscation.

    Homeowners who do not take a firearm from their residence are not required to possess the above certification.

    2. Any home insurance policy shall include a provision stipulating that a homeowner with guns on the premises must certify that the firearm(s) are securely stored.

    I realize there will be many gun owners who choose not to comply with these regulations. But I think time and public sentiment will constantly shrink that number.

    #827734

    JKB
    Participant

    JTB , a question about the ‘securely stored’ discussion. What constitutes proper storage?

    Sometimes I hear this topic from anti-gun folks for whom proper storage amounts to interment in concrete. Like everything else, there are those who would take this point to excess and then enforce it.

    Thoughts on what criteria should be applied to define proper storage?

    #827735

    JTB
    Participant

    I only have personal experience with shotguns, so I’m admittedly out of my element when it comes to handguns and high capacity rifles.

    When I think “securely stored” I mean secured in such a way that an unauthorized person can’t use it. I’m mostly thinking about children. I don’t know if it’s possible to prevent drunk and/or irate spouses from loading up assuming they are able to work a combination or other safety feature.

    #827736

    metrognome
    Participant

    Jd – not so fast; the right to drive is not an *enumerated* right in the Constitution or any of the 27 ratified amendments; not surprisingly as cars, like AK-47’s, did not exist in the late 1700’s. Our Founding Parents were smart enough to include Article IX in the Bill of Rights to protect rights that were not enumerated.

    The Declaration promises that citizens are endowed with certain inalienable rights, including but not limited to, Life, Liberty and the Pursuit of Happiness. It is very easy to argue that in our current culture, being able to drive is necessary for a large number of people to pursue life, liberty and happiness and that the numbers of one-time and repetitive fees, toll charges and taxes placed by varying levels of gov’t, some of which have nothing to do with the vehicle (i.e. taxes and fees to support public transit), on purchasing, fueling and maintaining a vehicle, not to mention insurance requirements, repetitive driver and vehicle licensing requirements and safety requirements that drive up the cost of purchasing and maintaining a personal vehicle are burdensome and prevent some people from pursuing happiness.

    Therefore, one could argue that the right to drive is as unenumerated right protected by Article IX.

    #827737

    metrognome
    Participant
    #827738

    JoB
    Participant

    trigger locks don’t require concrete

    but they sure are effective

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