Home › Forums › Open Discussion › credit/debit card skimming
- This topic has 14 replies, 13 voices, and was last updated 7 years ago by Now.What.
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February 25, 2017 at 10:52 am #875404
redblackParticipanthas anyone had his/her card number compromised recently?
fortunately, my bank’s fraud protection service was on top of it and cancelled my debit card for me immediately; but not before i inadvertantly bought the thieves $180 worth of stuff in hillsboro, OR.
now i have to dispute those charges – while my pocket money is being held hostage. no ATM or debit for 3 – 5 days.
thanks a lot, worthless grifters.
just wondering if there’s a compromised card reader in west seattle, which is mostly where i use my card. has anyone else fallen victim to these scumbags lately?
- This topic was modified 7 years, 1 month ago by redblack.
February 27, 2017 at 8:29 am #875551
jissyParticipantHey redblack — I feel your pain, 2 of my cards were compromised within the space of 3 weeks just after Christmas, a business card and personal card. My gut says it was probably online, but who knows. Such a pain in the arse!!! Our credit card companies noticed it immediately and none of the charges went through thankfully.
February 27, 2017 at 1:57 pm #875607
redblackParticipantthanks for the sympathy, jissy. it does suck.
my state/regional bank (i.e. not chase, wells fargo, BA, etc.) isn’t helping, either.
not only did grifters take $180 from my account, when i went to my home branch to fill out a dispute form, they made me feel as if i was stealing from them. i understand that that $180 has to be written off as loss/theft, but i don’t think it’s wise to give the stink-eye to a loyal customer who hasn’t had so much as an overdraft in over 10 years.
but they did “expedite” a new debit card – 3-5 business days instead of 7-10, yippee – for a $40 fee.
gee, thanks. and, yes, i did argue my case politely to a branch manager.
i’m not calling this a rant or identifying the bank yet, because i’m not finished savoring my righteous indignation until i see that +$180.
[multiple expletives deleted]
and, yes, i will be taking my business elsewhere.
February 27, 2017 at 5:38 pm #875646
JanSParticipantso sorry to hear that, redblack. Banks have tons of money, yet nickle and dime us….they should be bending over backwards for you :(
March 1, 2017 at 5:37 pm #875879
JayDeeParticipantI bank with BECU and when I left my Debit Card in Sound CU atm (which sucked it in and shredded it) they were able to give me temporary replacement debit card while I waited for free.
March 1, 2017 at 6:52 pm #875889
beeswaxParticipantWe too belong with BECU and a yr ago the hubby’s card got compromised we believe it was online purchase but anyways BECU immediately cancelled his card gave him a new one at the Safeway Branch and had us fill out the paperwork to dispute the charge ($600.00) and the money was back in our account in less than a week.
We did our own investigating and found out where the TV was delivered and had KC Sheriff go to the house and they talked to the people I don’t think anything ever happened to the person because he was doing the “work” on line as a job and sending merchandise to Russia. ARGH!!! Crooks get away with a lot, that’s why there are so many of them.
Good luck to you on getting satisfaction from your bank…and there’s always BECU they’re the best.March 3, 2017 at 11:01 am #876042
datamuseParticipantYes, my husband’s debit card was compromised and someone tried to use it in Beaverton, OR. Bank of America, to their credit, was on the case, sent him a potential fraud alert, and closed the card immediately.
I know of at least one other person who lives near us that the same thing happened to–Delridge/Highland Park area. Makes me think there’s a skimmer operating at a gas station or convenience store.
March 3, 2017 at 11:43 am #876046
SJoyParticipantSeveral years ago, I visited a nail shop near the junction. I left my debit card. I was a regular at this shop so I wasn’t concerned. I went back later and picked it up. In the next week, there were thousands of dollars in charges for places like Forever 21, Victoria Secret, many restaurants. I went to the police station to report it and the very not so nice and helpful police officer said that there was nothing that they could do and if I told people who I thought did this, it was slander. The shop is still open and the woman still owns it… I wonder how many other people have had their cards duplicated…
I banked with BECU and they reimbursed the money, but it took a long time, which was difficult as we live paycheck to paycheck.
March 3, 2017 at 12:00 pm #876048
skeeterParticipantI really dislike debit cards for this reason (and other reasons.) One potential solution is using a credit card for every purchase you make. That way if there is fraudulent activity there is no loss of money to you. Just let the credit card company know as soon as you discover the theft and they can correct it before your bill is due. Nothing out of pocket for the consumer.
Sorry to hear about your hassle Redblack. That’s frustrating.March 3, 2017 at 12:45 pm #876054
datamuseParticipantMy husband hardly ever uses his debit card. Ironically, the reason he did so in this instance is because his credit card number was stolen and the new one hadn’t arrived yet.
March 3, 2017 at 2:08 pm #876060
BonnieParticipantI had my credit card number stolen and had over $3,000 charged to StubHub before it was caught. Since it was my credit card they just reversed the charges. If it had been my debit card it would have been a different story. Better to use a credit card than a debit card….better protections.
March 3, 2017 at 3:41 pm #876070
sam-cParticipantSorry that this happened to you redblack, and frustrating that it was your debit card. I feel that this probably happens to people quite frequently; and numebrs get sold on the black market…. who knows. Happened to us as well. My husband got a call from his credit card company (Bank of America) about a lot of fraudulent charges on his card. Hundreds of dollars charged at Macy’s (Seattle), Safeways in Bellevue, Burlington Coat factory in Edmonds… We had suspected that it might have been skimmed at one or two places seeing as how he didn’t use the card very much. one of them was a local West Seattle business, and one a big chain based out of the area but I wouldn’t ever name the local business cause there is no way to confirm where the number was stolen or even if had been stolen a while ago and then sold, but that doesn’t really seem to be the MO if all the purchases were local. So frustrating
March 5, 2017 at 7:31 pm #876272
wsn00bParticipant+1 to all the notes about using a credit card instead and then paying off the full amount after verifying the statement.
Also, for debit cards, use them primarily in ATMs that are on-premise at your bank, preferably on the inside. I avoid ATMs exposed to the elements or away from the scrutiny of a bank branch.
If you use your debit card at a sketchy ATM, say, in the back of a bar – good luck with that.March 17, 2017 at 7:53 am #877349
NowWhatParticipantWell, well, well…husbands card got compromised over the past weekend 3/11/17 we believe it was at the Boeing Field Chevron when he filled our propane tanks we think there because the only other place he used his debit was at Home Depot, QFC, and Costco and I’M HOPING their card scanners are safe! Oh the purchase was for an airline ticket to Dushanbe and now 6 days later our account shows an ATM foreign fee for $1.62 we’re assuming it has something to do with the original compromise!
We cancelled card that Sunday 3/12 when I noticed the transaction online with our C.U. always keep a close eye on your accounts!March 17, 2017 at 12:41 pm #877367
Now.WhatParticipantThe 1st charge was for 201.62 seems like a cheap air fair to go all the way to Dushanbe do ‘t you think and I wonder how many times the extra $1.62 is going to try and get onto our account? sarcasm…
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