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June 7, 2013 at 9:04 pm #718424
miaslisaMemberI can assure that if you are paying prices in the twenties you are not paying for a licensed, insured & bonded business as they could not pay all the required taxes and expenses to run a business on that.
If you don’t think it is important to hire someone licensed you may want to call your home owners insurance and they will explain why! Besides you being personally/financially responsible for any injuries (slipping on wet floors, cleaning a shower etc) you are also responsible for all payroll taxes on a person you hire to work in your home if they are not licensed. That means social security & medicare taxes, L & I taxes and collecting there federal tax payments. Failure to do so can make you financially responsible to the IRS not them. Only a licensed business has the tax id number to pay those taxes on their own and that is why the charge more for their services because they are paying expenses far above a person working under the table pays. Having a person work in your home for money under the table may be cheap up front but if they are injured in your home watch out because you could be the one paying medical bills, lost wages, permanent disability etc. buy potentially losing your home in a lawsuit or at the least owing back taxes for your employee. It pays to do your research on such liabilities. Anything in the Seattle area under $70.00 hr for a team of two or $35.00 hr for one person is probable not licensed and most definitely probably not paying for liability insurance for personal injuries and any potential damages to your home. Be careful what you pay for.
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