WF in post 176 said “and actually i did save for the education but the costs are far greater than they were when my folks helped me go to college.”
Many elderly can say exactly the same thing about retirement.Costs are far greater now than when they were saving.
People in many situations say the same thing about many different things. Why is it when it is you it is ok to be underfunded for some reason or another but not for anyone else??