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June 14, 2012 at 2:49 am #759874
hooper1961Memberand where are the cost controls? the mechanism to foist universal coverage is to stop providing charity care! premiums based on controllable risk factors with no denying benefits before 2014 thus enabling all to get insurance (tax soda pop for revenue to help less fortunate to buy minimum insurance). those that elect to not participate simply will be denied service.
June 14, 2012 at 3:27 am #759875
redblackParticipantdude. you’re already providing “charity care” through higher premiums and higher taxes.
this has been explained to you before.
and if you’re not providing “charity care,” then you’re receiving it.
June 14, 2012 at 3:29 am #759876
miwsParticipantJune 14, 2012 at 3:45 am #759877
redblackParticipantyeah, mike.
maybe that’s why he calls himself hooper. it’s like a hoop of talking points eating its own tail.
no offense, hooper. you see what i’m saying, though, don’t you? about paying for the uninsured through higher premiums and taxes?
June 14, 2012 at 4:43 am #759878
RobJMemberJanS: “Insurance Companies are in for profit”. REALLY!?!?! How do you think insurance companies actually cover the hundreds of thousands of dollars of cancer treatments, or hospital bills? How in the world do you dreamers think those bills get paid? By all our $500 premiums and $200 co-pay? One Million dollar claim would wipe out a company that just took your payments and sat on them. You people make me laugh.
June 14, 2012 at 4:49 am #759879
redblackParticipantrobJ: 20% of your insurance premiums are profit.
June 14, 2012 at 8:35 pm #759880
kootchmanMemberSo what? There is an old, true axiom… to stay in business… you take the entire payroll… janitor to CEO…. your gross profit should be 35%… or better per employee. And what do you think they do with these profits redblack…? Here ya go Bob The Bulder…. insurance companies are amongst the largest sources of capital for …. construction !!!!!
June 14, 2012 at 8:38 pm #759881
kootchmanMemberIt still beats government, which, on average, spends a little less than half of every tax dollars.. to ? Support itself! I’ll take the private model anytime, everytime…. see, I have choices in the private market… I can switch providers with a phone call….. hmmm I wonder if I call the SS administration would they send my account to the broker of my choice?
June 14, 2012 at 8:39 pm #759882
JanSParticipantRobJ, my medical bills per year amount to almost a half million dollars, and I don’t see any insurances failing..a million bucks is a drop in the bucket for them
June 14, 2012 at 8:51 pm #759883
kootchmanMemberGood thing your insurance is profitable. BTY el redblack… health insurance is 20% pure profit?
By Ezra Klein
The health-care sector is absurdly profitable. According to this data at Yahoo Finance, the sector-wide profit margin is 21.5 percent. But the insurance industry is one of its least-profitable parts: Its profit margin is at 4.54 percent. Hospitals are also a bit strapped, with an average margin of 3.5 percent
Less than 5% …. your link to MoveOn.org is in perpetual loop. Try another
http://voices.washingtonpost.com/ezra-klein/2011/02/health-insurance_industry_stil.html
June 20, 2012 at 10:07 pm #759884
akimParticipantThe healthcare system is complex, fragmented even and I feel that because this is the case, people are more often frustrated by it than not. There are always stories circulating about people not getting what they need. I read an article that had one clear example of how one man spent his entire life paying insurance premiums only to discover that when he needed support, he didn’t receive what he had expected (http://seattletimes.nwsource.com/html/dannywestneat/2018396749_danny10.html). I recently began to learn about the problems in our system as an intern at the Washington Health Foundation, a non-profit organization in Seattle. From reading the posts here, I want to share with you the services that the Foundation offers that make the convoluted healthcare system look less hopeless. Again, the Foundation is a non-profit connecting anyone in the community to health resources. One service that we offer is Personal Health Advocacy. Our advocates help you understand the resources that are available to you and help you navigate the frustrating health system. Advocates can also act as your insurance broker but what is unique about our approach is that the revenue we raise perpetuates better health coverage and visibly promotes healthier lifestyles for you and your community instead of disappearing into the insurance system. We are really here to help people because we know that there are serious problems in healthcare. We’re making small improvements that we hope will become real change. If you are interested in getting your questions about your health answered please contact us!
855-924-3258 (855-WA-HEALTH)
June 21, 2012 at 2:45 pm #759885
JoBParticipantakim..
to clarify
you state that the Washington Health Foundation is non-profit
but this statement “the revenue we raise” makes me ask…
but does it charge for it’s services?
June 21, 2012 at 6:39 pm #759886
akimParticipantHi JoB
Thanks for making this clarification. Yes we are a non-profit. Thanks to a grant from the Washington State Office of the Attorney General and other donors, we can offer our services free of charge throughout the state. Some people who work with our Personal Health Advocates http://www.myhealthadvocates.org/ choose to have us become their licensed health insurance broker and their insurance company send us the commission that would otherwise go to another broker or stay with the insurer. We use this commission to help serve the community in projects such as our Healthiest State Campaign http://en.wikipedia.org/wiki/Healthiest_State_in_the_Nation_Campaign and Workers in Transition program.
June 22, 2012 at 2:32 pm #759887
JoBParticipantJune 23, 2012 at 4:37 am #759888
singularnameParticipantJoB, re. #93:
“did i understand your point correctly?
are you really saying that any vet who needs care and isn’t getting is simply doens’t want it enough?”
Not even remotely what I’m saying. I’m saying that many folks in all walks of life don’t “want” treatment for benign or serious ailments due to either denial, fear of medical settings and treatments, feelings that they don’t deserve it, plain ol’ don’t want it, and on and on. I’ve known a good handful of folks who just … don’t or didn’t.
“You do know that our local vets hospital was lately taken to task for under-reporting and under-treating PTSD don’t you?
Do you think that was because the vets in Seattle didn’t need or want treatment?”
No, I’m unaware of that, couldn’t find any info on that, so don’t have any opinion on it other than–cycle ’round–some folks don’t want treatment.
June 23, 2012 at 6:11 am #759889
JanSParticipantthey wanted treatment, they DESERVE treatment, they just weren’t getting it…
June 23, 2012 at 4:52 pm #759890
JoBParticipantsingularname..
if your family member needed active advocacy from his family to get the treatment he deserved
what do you think happens to those who are too sick to advocate for themselves and who don’t have family willing to advocate for them?
the waiting list for benefits at the VA is far more substantial than you think
those vets are on our streets while they wait
June 23, 2012 at 6:52 pm #759891
miwsParticipantSome of them are too physically sick to advocate for themselves.
Some of them are too emotionally/mentally sick to advocate for themselves.
And some have just plain given up, having tried to fight their way through the system, to no avail.
And I would be willing to bet that many, if not most, of those folks are dealing with Service related health issues.
Mike
June 23, 2012 at 6:55 pm #759892
hooper1961Memberit is very frustrating posting on this forum. there is nothing in the us constitution that requires health care be provided. the US spends way to much on health care and too many people leach onto charity care at great expense to taxpayers and those of us who pay for insurance.
June 23, 2012 at 8:11 pm #759893
miwsParticipantJune 23, 2012 at 10:31 pm #759894
JanSParticipantoh, Hoop, that’s the american way…we love to leech – thanks for the help…;->
June 24, 2012 at 2:08 am #759895
JoBParticipanthoop..
all that is law isn’t contained in the constitution…
it’s simply the basis for all that is US law.
June 24, 2012 at 7:42 am #759896
kootchmanMemberAll law that is enforceable is contained therein. And hell, we ignore those too when expedient.
June 24, 2012 at 1:52 pm #759897
JoBParticipantkootch..
all law that is enforcable has it’s basis in the constitution..
but all law was not contained within it
our founding fathers understood something you fail to grasp.. that as this nation grew and encountered issues inconceivable at it’s inception that law itself would have to grow with that expanding reality.
June 25, 2012 at 10:56 am #759898
kootchmanMemberOur founding fathers bever expected we would as part of our national character, view the government as a universal piggy bank. That’s not law.. that’s culture.
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