November 23, 2012 at 6:27 pm
#778122
hooper1961
Member
insurance needs to be risk based otherwise it is not fair. i understand that with health insurance some factors are outside ones control; but factors that are controllable need to be assessed accordingly.
how would it feel to be charged for car insurance like a high risk teenage driver when you are a low risk middle age driver?
health insurance premiums need to allow some risk costing other than just smoking to be more equitable.