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December 23, 2012 at 7:11 pm #606008
hooper1961MemberI want to know the wisdom of buying stuff on credit and then paying interest?
December 23, 2012 at 9:17 pm #780741
JanSParticipantit’s the American way, dontcha know?
People will do what they do..is it wise? Probably not. Do I do it? No. But then, I’ve been told it’s not wise to not have a credit card. Oh, well..
Hooper, you will drive yourself crazy thinking about these things constantly. Maybe take a break, have a little eggnog (yes, I know it’s not healthy), spiked, even, relax, enjoy the holiday, and it’s meaning, and just be thankful for all you have. Merry Christmas !
December 23, 2012 at 11:19 pm #780742
JoBParticipantDecember 24, 2012 at 12:55 am #780743
hooper1961Memberthe point is that too many people bury themselves in debt and then cry to the taxpayer when they lose their job and can’t pay their debts.
December 24, 2012 at 2:13 am #780744
DBPMemberDecember 24, 2012 at 2:35 am #780745
JanSParticipantDBP…yep…I always thought that if I run up a CC, I have to pay it back…you learn something every day, huh. Now, how do I apply for taxpayer help?
December 24, 2012 at 3:39 am #780746
JoBParticipanthoop..
i think you have been tippling too much eggnog.
the government doesn’t bail out individuals who run up debt and make poor business decisions
they only bail out only really really big businesses…
December 26, 2012 at 4:38 pm #780747
hooper1961Memberwho the heck do you think ends up getting medicaid? many times it is people who live beyond their means and rack up significant credit card debt.
December 26, 2012 at 6:19 pm #780748
JoBParticipanthoop..
the people who end up on medicaid are people who get really sick and tap out every resource they have trying to pay their medical bills…
because.. they don’t give you medicaid until every resource you have is gone
i really don’t know what world you live in but your conception of welfare queens is sadly out of date.
December 26, 2012 at 6:26 pm #780749
hooper1961MemberJoB – and many because they have dug themselves into a hole in the first place suck up even more tax dollars!
personally medicaid ought to be eliminated in 2014; either purchase insurance or live/die with the consequences if you choose not to purchase insurance.
December 26, 2012 at 9:37 pm #780750
JanSParticipantyou are so full of it, Hooper…you have no idea how difficult it is to get Medicaid, and then keep it. The paperwork, the way DSHS dogs yu at every turn to report this or that, more paper work, mre proof that your income is low, etc etc. You really think those who get it don’t mind the grovelling…and then the attitude they get from people like you. To constantly be told we’re looking for a hand out, that we’re freeloaders, that we simply screwed up our life with credit card debt, over spending on stuff we don’t need? Seriously?
You have blinders on….and you sound like a very uncompassionate man….and , frankly, I feel sorry for you.
I didn’t ask to be in this position, insurance -wise. I haven’t touched a credit card in years and years. I decided a long time ago that if I didn’t have cash for something, I didn’t get it.I am going to advocate for you to be the person who tells someone that, too bad, you screwed up your life, and now you’re gonna die because you didn’t buy insurance ( or couldn’t afford it – take your pick). There will be a fancy office, a fancy desk, with a name plate…and you will be the decider. Only provision is, you will have to look them in the eye when you do it, and no rubbing your hands in glee while doing it.
December 26, 2012 at 10:29 pm #780751
wakefloodParticipantAgreed, Jan. I personally know two families who played by the rules and got sucked dry and left bankrupt by medical bills. One got “pre-existinged” out of decent, barely affordable insurance and the other just had the best insurance they could afford and got blown out of the water by a $300K health disaster.
Their savings, zeroed out. Their kids college funds, zeroed out. Their lives fundamentally changed forever.
Want to call them to tell them to suck it up, Hoop? I’d give you their number but you might just do it.
December 26, 2012 at 10:39 pm #780752
JanSParticipantwakeflood..I get sick and tired of people who sit in their warm, cozy homes, sitting there judging those who have had disaster befall their lives, like they are leeches on society, and specifically, their bank accounts. It’s selfish, it’s stupid, it’s greedy..and I get exasperated.
My next big thing, now that I’ve had open heart surgery with complications, have had cancer in the last 7 years, have had a rare autoimmune disease that shut my kidneys totally down? My next adventure is a kidney transplant (hopefully), at another cost to those sitting in their ivory towers. And they have the nerve to judge the likes of me? I certainly don’t wish something catastrophic to befall them…just would love for them to become educated about what is real, and what isn’t.
December 26, 2012 at 11:12 pm #780753
wakefloodParticipantSending you best wishes for a speedy recovery, JS. Those double/triple stomach punches are brutal.
My heart goes out to you and yours. :-)
At some point I just have to shake my head at those folks. I wasn’t born, NOR RAISED, nor educated to scorn those whose lives have taken a tough turn through no fault of their own. And certainly to at least give a fair shake to those who made honest financial mistakes and gotten caught up in them. I’m all for people taking personal responsibility – which seems to always get lost when I talk to Righties – and I pride myself on being as self-reliant as I can but giving people who honestly deserve a second chance or a helping hand is a human thing and separates us from the savages. Or at least it should.
December 27, 2012 at 2:00 am #780754
JanSParticipantwell, wakeflood, you know us lefties never take responsibility for anything..but we’ll take money at every turn, selfishly…at least that’s what the righties think.
That we’re only in it for ourselves ;->
Hee=y, I will be OK..there are many out there in worse shape than me. Thanks for the well wishes. I appreciate it…Hey…what’s your blood type? (lol…J/k, j/k ..hehe)
December 27, 2012 at 2:11 am #780755
LisaParticipant“Of all the preposterous assumptions of humanity over humanity, nothing exceeds most of the criticisms made on the habits of the poor by the well-housed, well- warmed, and well-fed.”
― Herman Melville
December 27, 2012 at 5:26 am #780756
JoBParticipantas far as i am concerned, there is nothing lower than someone who blames another person for ill health.
December 27, 2012 at 5:31 pm #780757
hooper1961MemberJoB a person who eats a well balanced diet, exercises, maintains appropriate weight and gets needed sleep is less likely to have ill health than someone who eats junk food, is a couch potato, is overweight and does not get appropriate sleep.
it is time to levy sin taxes on junk food and soda pop!
December 27, 2012 at 5:35 pm #780758
miwsParticipantDecember 27, 2012 at 6:23 pm #780759
Betty TMemberHard to believe that a person who is intelligent can still be so ignorant. Not everyone has the intelligence or ability to obtain a decent education to acquire a job that pays enough to cover their living expenses and insurance too. And insurance premiums keep going up whether income does or not.
I’m qualified for “low income” housing but not qualified for Medicaid until it costs me about $5000 or in otherwords an extreme emergency requiring hospitalization. I carry an insurance that pays what’s left after Medicare pays and every year it goes up. I also have a prescription insurance but hit the “donut hole” for 4 mo this year and if not for a credit card I wouldn’t have been able to pay for several of my necessary meds. Last year it was only 3 mo. I don’t like it but didn’t want to use up my measly little savings.
Hoop appears to be an intelligent person but so uninformed and uneducated about other people’s situations. He sounds like the person who the other day bunched all homeless as as bums and druggies. Ive talked to homeless who lost their job through no fault of their own and of course lose insurance when can’t pay, use up their unemployment and run through all their savings. They were thankful to be able to go to Nickelsville.
I know any arguments we give Hoop falls on dead ears. He’s opinionated and judgemental. Besides the fact he just likes to argue.
December 27, 2012 at 6:32 pm #780760
FranciParticipantAh I think it’s time to form an ‘alliance’. Lets all agree to NOT take the bait when the trolls throw out their fishing lines. Its clear from what we know about the OP, that the opening line is simply a way to get a rise out of folks.
If we all stop taking the bait, then perhps the OP will get bored here and taking his fishing someplace else.
Are you in?
December 27, 2012 at 6:53 pm #780761
JoBParticipanthoop..
“JoB a person who eats a well balanced diet, exercises, maintains appropriate weight and gets needed sleep is less likely to have ill health than someone who eats junk food, is a couch potato, is overweight and does not get appropriate sleep.”
I do’t know why you are whistling in the dark hoop.. but you keep whistling…
it won’t save you if your particular health bogeyman decides to visit…
and blaming yourself for not being good enough won’t help you get well
but keep whistling dude.. because that is apparently all you have got.
your ignorance on this subject is appalling
December 27, 2012 at 7:38 pm #780762
oddrealityParticipantWorrying incessantly about what other people are doing/paying/buying/eating can cause stomach problems ,sleep issues,heart disease and high BP as well as possibly being a symptom of mental illness. I am personally tired of paying extra for my health insurance because of people who make themselves sick fretting about others all the time!!
December 27, 2012 at 7:56 pm #780763
JoBParticipantDecember 28, 2012 at 6:00 pm #780764
hooper1961Memberoddreality i do not give a hoot what other people do; but if they start taking tax dollars because they failed to save for a rainy day or had a kid before they were financially ready then i do indead get annoyed.
why the blank should taxpayers be forced to bail people out when they make bad decisions?
yes i understand bad stuff happens, a bread earning spouse gets killed in a freak accident and providing a helping hand in this type of unfortunate situation is appropriate.
on the other hand a teenage couple get pregnant with no job or education to support a child. in this situation the government should not provide financial assistance and instead provide adoption services to ensure the child is properly taken care of without welfare!
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