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This topic contains 121 replies, has 0 voices, and was last updated by  hooper1961 3 years, 6 months ago.

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  • #606212

    hooper1961
    Member

    I have yet to see where in the Constitution Health Care is a government requirement? People have choices, buy health insurance to pay for unexpected situations. If you do not purchase insurance why should the tab be paid by the government?

    If the government simply eliminated all medicaid spending it would save billions of dollars a year.

    I continue to be dumbfounded why so much attention and money is spent on this issue. People are free to make choices and those that choose not to buy insurance should not be bailed out by the government!

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    #782622

    kgdlg
    Participant

    Working poor people cannot afford healthcare in this country. HOOP, not cheaters. Not drug addicts. Not the “culture of dependency” people you deride so openly.

    Working.poor.people. You know, the people who make $16 bucks an hour and have no benefits.

    You know them, right?

    No one deserves to die on the street because we allowed corporations to run our healthcare system. But in particular, my barista, my housecleaner, my gas station attendant, my fast food worker, my landscaper, my massage therapist, my retail clerk – none of them – deserve to die because they could not afford a healthcare policy on the open market.

    And please please please don’t claim that all these people can easily and affordably buy a comprehensive healthcare policy on the open market today. It is not true. Which is why we have the ACA. You know, to bring all the healthy people into the corporately provided healthcare market to hopefully, yes hopefully, lower costs for everyone.

    So glad you want to head back to serfdom, where the hardest working among us die in the fields. Awesome society to want.

    #782623

    c@lbob
    Member

    Since the Supreme Court has ruled that the Affordable Care law is Constitutional, whether one agrees with SCOTUS or not is hardly the issue. It is the law.

    The estimated cost to me is $186 per year, almost all of which is the pass on of taxes on insurers and drug companies levied with the law.

    Since these thieves of private industry have been ripping me off for forty or fifty years now, calculations of what they “need” to pass on the consumers are literally nothing compared to the needs they have to pass on the me the increases they imposed each year to line their own pockets and those of their shareholders.

    The benefit to society will be well worth it if citizens become more healthy and less likely to pass on illnesses to me, like the one I have suffered from the current flu epidemic.

    #782624

    hooper1961
    Member

    kgdlg $16/hr = $2,560/month. Insurance for a 50 year old and adult child is $420/month (currently). Tell me why this person cannot afford it?

    c@lbob – the supreme court does decision not mandate health care services be provided. it only makes the requirement to buy insurance legally enforceable. the real problem is not legality it is the mechanism to enforce it. if you don’t buy insurance you should not be provided benefits, very simple.

    #782625

    WorldCitizen
    Participant

    Do you also have a hard time seeing where auto insurance is in the Constitutuon as well?

    #782626

    kgdlg
    Participant

    Hoop, do you base your budget on GROSS earnings or take home (NET)? Because in my world, The actual amount of my paycheck matters.

    In this case, someone making 30k a year would like bring home just under 25k after taxes. That equals about 2k a month.

    Do you know how much housing in Seattle costs? do you know how hard it is to find a decent affordable one bed apartment for 1k or under?

    Now let’s say this is a single mom (even though I am sure you will deride her as “irresponsible” or having “made to many mistakes” to deserve help)…

    Add gas and car costs (because she can’t live close enough to downtown where she works and needs a car to get to work on time after dropping kid at daycare)

    Add food costs

    Add school supplies

    Add Daycare costs

    Yeah, totally, definitely 500 bucks left over for healthcare.

    #782627

    hooper1961
    Member

    that is why you are supposed to delay kids until you are in better financial shape!

    house sharing is far cheaper

    #782628

    kgdlg
    Participant

    I am done.

    #782629

    JanS
    Participant

    so,,,sheis a single mom whose husband ran out onher…and she thought life was grand with two incomes, so they didn’t delay kids. Now he’s gone and she’s stuck. Life is not perfect, hoop…and crap happens. Just because you haven’t found yourself in a predicament yet does not mean it doesn’t exist. Thank your damned lucky stars that it hasn’t. But you’re getting older, and you never know what the future holds. I am a prime example…got sick one day, had just been divorced, no insurance yet(had been covered under ex-hubby’s), life threatening illness, hospital for 4 months, can’t work for over a year, savings gone, lost my business, eventually had to sell my house because ex wanted his money out of it. , had a 15 yo daughter. Yes, I got child support, but it barely paid the rent. And that was 17 years ago. And…has nothing to do with where I’m at now. It took me years to recover, build my own business again…and now look where I’m at…history repeating itself.. So..yes, crap happens…and we deal the best we can, and sometimes we need help, whether it’s from the gov’t. or from friends. Sometimes one can’t be too proud to ask for it.

    I find your attitude about these things sucky, pure and simple. Yes, thanks your damned lucky stars that nothing devastating has hit you yet…but you have many years ahead of you, and you think you’re prepared, that you’re doing everything right. I have news for you…

    #782630

    hooper1961
    Member

    jans i too have had bad shit happen as everyone does. losing a working spouse is about as bad a thing to happen to anyone. our son was 15 at the time. fortunately we had saved for a rainy day and the small house we had purchased was paid off; and it poured mightily hard.

    #782631

    miws
    Participant
    #782632

    hooper1961
    Member

    miws nice photo

    #782633

    angelescrest
    Participant

    If only I could get insurance for the family–independently, and not through work–for five hundred a month. I already pay that much through work…are you for real? Insurance that will cover our existing medical conditions…be they life-threatening or acne, perhaps? Hooper, you really do seem to have that secret for success; a role-model for all! Now, if you could just show me that insurance plan…

    #782634

    hammerhead
    Participant

    Hoop

    um I am 42 and PAY 500.00 per month for insurance. SELF employed. the only god send,is it is a total write off.

    To make it worse it jumped a 100.00 per month AND since I don’t have kids and single I pay the FULL 30% in taxes and it has increased another 2.35% for Obama care.

    16.00 per hour you forgot to take out all of the taxes they have to pay and rent is NOT cheap around here. Even in white center a “dump” of an apartment is 800.00 so you must be living in lala land to think that most people can afford that.

    #782635

    hooper1961
    Member

    hammerhead you should look into high deductible type of insurance

    my insurance through group health is a high deductible type of insurance. i essentially pay out of pocket up to the deductible amount before the insurance kicks in. i believe the deductible is $3,250 then it kicks in.

    i understand the rates going up mine went up 14% in one year thanks to obamacare

    #782636

    c@lbob
    Member

    Whatever mental gymnastics you want to do to justify your statements, the fact remains that the government can create a health care system and require you to pay for it under the Constitution. GET OVER IT!

    I don’t want insurance companies involved in health care, at all, but I live in a world full of “free market” fanatics. I get what the free marketeers force on me, a system rife with corporate skim that imposes the highest health care costs in the world on citizens of the US. Too bad for us all.

    I want every person to get health care focused on prevention because such an environment is good for me.

    I’d like it if it were cheaper, but I have to live with the hand I was dealt.

    #782637

    hooper1961
    Member

    c@lbob – i am over that; i just wish that those that don’t buy insurance get denied service as the enforcement hammer instead of puny fines. also the required insurance needs to be risk based to ensure fairness

    #782638

    c@lbob
    Member

    You are now talking about something other than the Affordable Care law.

    You are talking about the system that forced the law to be passed.

    #782639

    hammerhead
    Participant

    Sadly hoop I can’t do that. If anything were to happen, I have saving for my house payments. I do not want to loose my house. I can pay off(god willing) a hospital bill, but would rather have the plug pulled to be honest.

    No matter what it is a loose loose situation.

    See in other posts: the pork that was attached to the “fiscal bill” and then “we” paying for health care for former presidents, current president and the senate and congress,(not quite sure if we pay for our LOCAL governor or senators) talk about cuts that need to be made there.

    I will admit I do my best to stay informed but it is all very confusing, to be frank I don’t trust anything that I do read. So i just pay what I have to pay and give up.

    #782640

    hooper1961
    Member

    high deductible for my plan is per person. i also use high deductibles for all other insurance (car and house) to keep premiums as low as possible.

    what someone taught me years ago is to get as high a deductible as you can then put the monthly savings into the bank that can be used to pay the deductible in the unfortunate need arises.

    hammerhead – i agree the Politicians need to be made to pay for plans like the rest of us; then they would know the true cost of there blankety unfunded mandates.

    #782641

    JoB
    Participant

    Hoop

    Your lack of compassion is underwhelming

    Your lack of common sense and self preservation on this issue astounding.

    People without adequate healthcare are a threat to the public health and thus a threat to your family.

    Lack of public healthcare is fuel to epidemic fire

    #782642

    oddreality
    Participant

    Hoop,I just want to see if I got this correctly… the loss of your wife was only a big loss because she was a “working wife”? What if she had been ill and unable to work for a few years? What then? No loss to you or just little one??

    #782643

    Bonnie
    Participant

    “I continue to be dumbfounded why so much attention and money is spent on this issue. People are free to make choices and those that choose not to buy insurance should not be bailed out by the government”

    **************

    I continue to be dumfounded why so many people respond to this guys posts.

    #782644

    kayo
    Participant

    Amen Bonnie. This type of attitude is not worthy of a response. Obviously, Hoop has made up his mind and no one is going to change it. The only thing interesting about it is to see how the “other side” views the rest of us who apparently are slackers and whiners.

    #782645

    hooper1961
    Member

    Bonnie thank you for supporting my position, I too am dumbfounded why such an easy answer to Federal Mandate to buy insurance has not been adopted. If I don’t buy health insurance and get sick I potentially die, it is a person responsibility to identify risks they are and are not willing to make.

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