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November 22, 2012 at 3:36 pm #777903
redblackParticipantko00o0000110otch’s zinger of the day:
(mmmm… zingers…)
Wed have three entitlement programs now that are financially unsustainable. Obamacare will be the fourth.
medicare and social security are defined benefit programs, not entitlements. you don’t draw from the systems unless you pay into the systems. some benefit more than others. tough tinsel. that’s the way it goes. life in socialist utopia ain’t always fair to those who are better off.
the only thing about social security that’s an entitlement is that congress feels that it’s entitled to borrow from the trust fund and leave it stuffed with IOU’s written on dirty, lipstick -smudged cocktail napkins. (thanks, greenspan, you a-hole.)
medicaid is a block grant to the states. it’s also not an entitlement. and even if it was an entitlement, it’s not an entitlement for poor people. because all of that block grant money ultimately goes… where, kootch?
come on. this one is easy.
then we come to obamacare. an entitlement? hardly.
the fact is that no one is getting free health insurance, and no one’s taxes will go up to pay for someone else to see a doctor. no one. everyone is being required to pay an insurance company, who will in turn pay a provider. the elderly will still have medicare and SSI. the poor will still have medicaid.
and insurance companies will have obamacare.
another fact is that most americans’ health insurance isn’t going to change, with this exception: employers – who pay most of the insurance premiums in america – will see a reduction in premiums.
now, you’re going to try and tell me how premiums are rising since obamacare. but, as was pointed out higher in this thread, premiums have been rising at a good clip for 20 years. now they’re starting to plateau. soon they will start to fall.
ah, screw it. i’m not sure why i waste my time. i guess it’s for posterity, so that your lies aren’t etched on the internet forever without being exposed for what they are.
November 22, 2012 at 4:14 pm #777904
miwsParticipantNovember 23, 2012 at 6:15 am #777905
kootchmanMemberAh, I see you have not read the fine print of Obamacare.. redblack not to worry…. no one else has. Medicare a paid for, benefits plan, was by Obamacare put on parity with Medicaid. One does not receive benefits protections before the other. They are at entitlement parity. A fiscal shortfall in one, means a fiscal shortfall in the other. The scramble is on… to drop insurance coverage. Does rolling high risk obligations into low risk ones sound familiar? It should. It was called the housing bubble. Even the trustees themselves … will tell ya.. none of the plans are sustainable. They all assumed actuarial data that isn’t even close. Let me help you… in 1965 Medicare was sold with a cost projection… here is your FANTASTIC federal budgeting machine… of 9 Billion in 1990….. ACTUAL COST 110 Billion…. !0 times more than federal projections. Wanna go down SS memory lane too? When the system was to have 33 workers supporting every retiree?
November 23, 2012 at 4:06 pm #777906
miwsParticipantNovember 23, 2012 at 4:21 pm #777907
redblackParticipantand of course you can back all of that up with quotes and citations and 8 x 10 glossy color photos with the circles and the arrows and the paragraph on the back.
right?
November 23, 2012 at 4:23 pm #777908
JoBParticipantredbalck..
“ah, screw it. i’m not sure why i waste my time. i guess it’s for posterity, so that your lies aren’t etched on the internet forever without being exposed for what they are.”
you do it for the other people who read this forum and who might be inclined to believe long winded rants full of half truths and innuendos if they never heard the countering opinion.
common sense will prevail as long as those of us who think for ourselves make sure that it gets airtime
November 23, 2012 at 6:33 pm #777909
EarthMamaParticipantGah! I do my best to keep up with it all, but there is so much to follow! In the end, our family has been forking out $1850/mo since May in order to maintain the same health/dental/vision & prescription coverage we’ve have for the last seven years.
Query to the panel: Our COBRA benefits are available to us through 11/2013. Do your informed opinions foresee a rate decrease through Obama-Care at any point up through that date- or is it just going to be more bad news…
November 24, 2012 at 9:44 pm #777910
mtnfreakParticipantJust for clarification’s sake, I want to point out that my #2 post stated that our premium rates FOR THE SAME AMOUNT OF COVERAGE were dropping, so much so that we decided to increase our coverage – because even the increased coverage under the new rate plan was less than what we’re currently paying!
EarthMama, I never found COBRA to be effective because you’re essentially paying for yours and your ex-employer’s share of the premium. When in between work we’ve always switched to a third party. We’ve had a lot of good experiences with Group Health. I’d recommend leaving COBRA coverage and getting a third party insurer like Group Health ASAP.
November 24, 2012 at 10:40 pm #777911
elikapekaParticipantEarthMama, I don’t know if you will see much difference in 2013. Most of the provisions that will affect rates, including the exchanges and subsidies, don’t take effect until 2014.
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