State Law mandates motorists have car insurance; yet a very high percentage flaunt the law. These violators cost those that buy insurance 15 to 20% in added cost to their insurance.
I recently paid my yearly car registration and one of the steps was to identify my drivers license. It seems adding a step to prove that you have insurance could be added to the registration process. This would help enforce State Law and hopefully reduce car insurance premiums accordingly for everyone.